Public Provident Fund (PPF) Scheme – Rules, Features and Tax Benefits
Public Provident Fund (PPF) Scheme – Rules, Features and Tax Benefits Read More »
What is Kisan Credit Card (KCC) Scheme? Eligibility, Benefits, Limit, and Rules
The Kisan Credit Card (KCC) scheme is a government initiative launched in 1998 by the Reserve Bank of India (RBI) and NABARD to provide timely credit support to farmers. It aims to meet the short-term credit needs for cultivation and other allied activities through a simplified process. This article explores the eligibility criteria, benefits, credit
What is Kisan Credit Card (KCC) Scheme? Eligibility, Benefits, Limit, and Rules Read More »
Enhanced Access & Service Excellence (EASE) | EASE Banking Reforms
The Enhanced Access and Service Excellence (EASE) Reforms represent a major transformation initiative by the Government of India to revitalize Public Sector Banks (PSBs). These reforms are aimed at enhancing performance, governance, and customer-centric service delivery across India’s public banking sector. Background & Genesis of EASE Reforms The journey began with the “Gyan Sangam” (Knowledge
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8 Common Service Charges in Bank and Tips to Avoid Them
Bank accounts is an essential requirement for everyone, and Government is also emphasising with various programs and schemes to bring everyone towards financial freedom with the bank account. However, people more often not satisfied with the banks service charges these days and troubled with the service charges. Even if you do not care about small
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Credit Guarantee Scheme for Stand-Up India (CGSSI): Features, Coverage & Eligibility
The Credit Guarantee Scheme for Stand-Up India (CGSSI) aims to encourage bank lending to Scheduled Caste (SC), Scheduled Tribe (ST), and women entrepreneurs by providing credit guarantee cover. The scheme, operated by the National Credit Guarantee Trustee Company Ltd. (NCGTC), allows banks to offer collateral-free loans under the Stand-Up India Scheme with reduced risk. Objective
Credit Guarantee Scheme for Stand-Up India (CGSSI): Features, Coverage & Eligibility Read More »
What is Nomination in Bank Account? Importance, Application Forms
Opening a bank account is one of the most basic steps in managing personal finances. But an important feature often overlooked is “Nomination” in bank account. Nomination is a crucial step that ensures your loved ones can easily access your funds in case of unforeseen events. In this article, we explain what nomination in a
What is Nomination in Bank Account? Importance, Application Forms Read More »
Bharat Aadhaar Seeding Enabler (BASE): Seeding/ LInking Aadhaar with Bank Account Online
Bharat Aadhaar Seeding Enabler (BASE) is a government of initiative to provide digital access to the Aadhaar Seeding of individual. This innovative platform empowers residents to link their Aadhaar numbers with Banki account of customer choice in a secure and efficient manner. Let’s understand what BASE is, why it matters, and how it helps streamline
Bharat Aadhaar Seeding Enabler (BASE): Seeding/ LInking Aadhaar with Bank Account Online Read More »