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What is Kisan Credit Card (KCC) Scheme? Eligibility, Benefits, Limit, and Rules

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The Kisan Credit Card (KCC) scheme is a government initiative launched in 1998 by the Reserve Bank of India (RBI) and NABARD to provide timely credit support to farmers. It aims to meet the short-term credit needs for cultivation and other allied activities through a simplified process. This article explores the eligibility criteria, benefits, credit

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Enhanced Access & Service Excellence (EASE) | EASE Banking Reforms

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The Enhanced Access and Service Excellence (EASE) Reforms represent a major transformation initiative by the Government of India to revitalize Public Sector Banks (PSBs). These reforms are aimed at enhancing performance, governance, and customer-centric service delivery across India’s public banking sector. Background & Genesis of EASE Reforms The journey began with the “Gyan Sangam” (Knowledge

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Credit Guarantee Scheme for Stand-Up India (CGSSI): Updated Features, Coverage, Tenor & Claims

Credit Guarantee Scheme for Stand-Up India (CGSSI): Features, Coverage & Eligibility

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The Credit Guarantee Scheme for Stand-Up India (CGSSI) aims to encourage bank lending to Scheduled Caste (SC), Scheduled Tribe (ST), and women entrepreneurs by providing credit guarantee cover. The scheme, operated by the National Credit Guarantee Trustee Company Ltd. (NCGTC), allows banks to offer collateral-free loans under the Stand-Up India Scheme with reduced risk. Objective

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