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income tax Filing Important Dates Deadlines

ITR Filing for FY 2024-25: Important Dates, Deadlines, and Latest Updates

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As the Financial Year 2024-25 comes to a close, it’s time for salaried individuals, self-employed professionals, and business owners in India to get ready for Income Tax Return (ITR) filing. Filing your ITR on time not only helps avoid penalties but also ensures faster refunds and smooth financial planning. In this article, we’ll cover when […]

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national pension scheme

National Pension Scheme: Eligibility and Benefits

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Retirement planning is a crucial aspect of financial security, and the National Pension Scheme (NPS) is one of the most popular retirement-focused investment options in India. Launched by the Government of India in 2004, the NPS is a voluntary, long-term retirement savings scheme designed to provide financial stability during old age. It is regulated by

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union budget key highlights

Key Highlights of India’s Union Budget 2025: New Tax Regime for salaried

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The Union Budget 2025, presented by Finance Minister Nirmala Sitharaman, marks a bold step towards shaping India’s economic future. With the global economy facing a volatile landscape, India continues to push forward with reforms aimed at fostering inclusive growth, enhancing infrastructure, and modernizing the tax system. The budget focuses on simplifying processes, boosting rural resilience,

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benefits of credit card

Benefits of Credit Card: Why They Are a Smart Financial Tool

1 Comment / Banking /

Credit cards have become an essential part of modern financial management. When used responsibly, credit card offer convenience, rewards, and a host of financial advantages. This article explores the various benefits of credit cards and how they can enhance your financial flexibility. 1. Convenience and Safety Credit cards eliminate the need to carry large amounts

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Unsecured vs. Secured Loans Purpose and Key Differences

Unsecured vs. Secured Loans: Purpose and Key Differences

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When considering borrowing options, you’ll come across two primary types of loans: secured loans and unsecured loans. Understanding their purpose and differences is crucial to making informed financial decisions. This article breaks down both types of loans, highlighting their uses and the key distinctions between them. What Is a Secured Loan? A secured loan is

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personal loan benefits, eligibility and requirement

What is a Personal Loan? Eligibility, Benefit & Documents Required

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Personal loan is a popular financial tool to meet various needs, such as medical emergencies, weddings, travel, or debt consolidation. However, before applying, it is essential to understand the eligibility criteria set by banks for both salaried individuals and business persons. This guide breaks down the requirements in a simple and easy-to-follow format. What is

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